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CNN Travel recently published a story on 10 of the world’s longest bridges. Unless you were intentionally scrolling through your news feeds looking for the latest on bridge lengths, there is a good chance you may have missed this list. If you did, not to worry, I’m going to recap it for you along with 10 things you should know about the term “bridge loan.”

1) Longest suspension bridge span is the Akashi-Kaikyo Bridge in Kobe, Japan.

Ironically, bridge loans are not supposed to be long-term loans, they are best used for short-term financing.

2) Longest canopy walkway bridge is the Taman Negara Canopy Walkway in Kuala Lumpur, Malaysia.

Apparently this bridge is known for its location above a jungle floor and a narrow walking space that could be a bit scary. Just like walkway bridges, bridge loans aren’t for everyone because of the elevated levels of risk in rates and terms.

3) Longest continuous bridge over water is the Lake Pontchartrain Causeway in Louisiana.

Bridge loans are ideally leveraged by borrowers with plenty of equity in their property and generally not those who are underwater or owe less than their home is worth.

4) Longest inhabited bridge is the Krämerbrücke in Erfurt, Germany.

Bridge loans are better utilized with owner-occupied residences, although they could be used for second homes and investment properties, too.

5) Longest floating bridge is the Evergreen Point Bridge in Seattle.

Bridge loans can be obtained from a family member, friend or perhaps a retirement account to help float you money until a later date.

6) Longest masonry arch bridge span is Pont de la Libération, Villeneuve-sur-Lot, France.

Bridge loans must be well planned and constructed from an application standpoint, otherwise they might not work and you could end up with a costly mess to clean up.

7) Longest covered bridge is Hartland Bridge in New Brunswick, Canada.

Bridge loans can cover potential remodel or construction cost overruns on your home.

8) Longest rail bridge is Danyang-Kunshan Grand Bridge in China.

Bridge loans for property “flippers” can be the ultimate financing workhorse, so long as there is a smart exit strategy for each transaction.

9) Longest ice bridge is Beaufort Sea Road in Alaska.

Bridge loans might come with interest rates less than traditional financing, but often the rates will be higher. Be careful of any offers that appear too good to be true, as that could lead to a slippery slope.

10) Longest natural bridge span is Fairy Bridge in Guangxi, China.

Bridge loans, when structured the right way and used correctly, can offer the perfect balance between risk and reward when trying to achieve a difficult financing goal.

Should you need to consider a bridge loan to help with the financing of your home, it’s important that you consult with both your lender and your Realtor on the most appropriate strategy for your scenario. If not, you may find yourself unable to cross from one part of your transaction to the next.

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Chris Salese can be reached at chris@delsurmortgage.com or 363-4439. He is a licensed California mortgage banker (NMLS 254469/1850) and equal housing lender.

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