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Cities With the Biggest Increase in Housing Inventory

Cities With the Biggest Increase in Housing Inventory

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At the onset of the pandemic, housing sales and new construction initially stalled due to economic uncertainty. But as the U.S. entered survival mode and the federal funds rate was lowered drastically, home buying and building resumed. While the federal funds rate doesn’t directly control interest rates on home loans, it influences how much it costs banks to borrow money from each other, which in turn affects mortgage rates and allows fewer people to participate. As a result, the country’s housing inventory is finally showing signs of growth after years of steady decline—though some locations have seen faster growth than others. Researchers ranked cities and states by the year-over-year percentage increases in housing inventory between Q3 2021 and Q3 2022.


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