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Napa Police reported the arrest Saturday afternoon of a woman on suspicion of "shoulder surfing" a bank customer using a cash machine.

At 2:20 p.m., officers observed Terilyn Armani James, 20, of Vallejo looking over the shoulder of a person using the center ATM at the Bank of America branch at 1700 First St., according to Sgt. Nick Dalessi. The practice, known as shoulder surfing, involves watching an ATM user enter a PIN code, waiting for the person to leave and then re-entering the PIN to withdraw money from the victim's account.

As police drove around the block in search of James, she drove off in a gold BMW and headed onto southbound Highway 29 toward Vallejo, Dalessi said.

Fifteen minutes later, another Napa officer saw James' car and stopped her at the Highway 29/221 intersection, according to Dalessi. The woman, who is not a Bank of America customer and carried no identification, gave her sister's name and birth date as her own, but a check of a state Department of Motor Vehicles database revealed James' true identity, Dalessi said.

Police arrested James on suspicion of felony criminal impersonation and misdemeanor driving with a suspended license, as well as on warrants in Solano County and Pleasanton. She was booked into the Napa County Jail.

Authorities believe the Saturday incident may be connected to other shoulder surfing incidents at other Bank of America branches in Napa, including at least four reported in February, Dalessi said. In late February, police arrested Thedideus Guidry, 29, of San Francisco on suspicion of identity theft after a similar incident at the First Street branch.

Anyone who used a Bank of America cash machine at 1700 First St. on Saturday is asked to check their accounts for any unauthorized transactions, and to call Napa Police at 707-257-9223 if they may have been victimized.

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