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If you are the type of person who likes to plan things far in advance, then 2020 probably felt like one disaster after another. We can certainly relate; the past year has been full to the brim with canceled trips and conferences, rushing to cross borders as soon as possible, re-routed and canceled flights, dealing […]

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We’ve all heard of those magical round-the-world (RTW) trips with stops on every continent. Today you’re visiting museums in Europe. Next week you’re going on an African safari. And a month from now, you’re sipping wine in Australia. As fun as these itineraries seem, they’re not the easiest to put together, especially using miles. Some […]

If you have been reading articles on Forbes Advisor, perusing personal finance forums or engaging in deep discussions with managerial accountants at retailers that sell gift cards, you might have heard the term “breakage.” Breakage may sound like a concept that only figurine collectors care about, but it is one of the ways that people […]

The Federal Reserve’s mission is to keep the U.S. economy humming—not too hot, not too cold, but just right. When the economy booms and “runs hot,” distortions like inflation and asset bubbles can get out of hand, threatening economic stability. That’s when the Fed steps in and raises interest rates, which helps cool down the […]

Prior to the Covid-19 pandemic, Hispanic and Latino students were enrolling in college at record numbers. From 2000 to 2016, Latino 18- to 24-year-olds’ college enrollment rate grew from 22% to 39%, according to a 2019 report from UnidosUS, an advocacy group. Latino high school and college students were significantly impacted by the pandemic, however, […]

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The Dogecoin (DOGE) price today, as of 8:08 a.m. ET, is $0.31, down 0.72% in the last 24 hours. It’s down 7.73% from last week and down 38.65% from one month ago, according to CoinMarketCap. The 24-hour trading volume is at $1,191,687,450, and it has a market cap of $40,165,053,246. The 52-week high of Dogecoin […]

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Over the past 24 hours, the price of Bitcoin (BTC) has dropped 0.01%. Yet, it’s up 3.81% from last week. As of 8:08 a.m., Bitcoin’s price is $39,124.35, according to data from CoinMarketCap. The 24-hour trading volume is at $39,004,620,588, and it has a market cap of $733,073,435,127. The 52-week high of Bitcoin is $64,863.00, […]

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Over the past 24 hours, the price of BNB (Binance Coin) has increased 1.34%. It’s down 1.62% from last week. As of 8:08 a.m., BNB’s price is $358.16, according to data from CoinMarketCap. The 24-hour trading volume is at $1,578,842,582, and it has a market cap of $54,953,814,679. The 52-week high of BNB is $690.93, […]

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There are copious housing problems in the U.S., like lack of affordable homes and skyrocketing prices. But these issues are often compounded for members of the LGBTQ community seeking homeownership, who’ve already faced years of systemic and societal injustices. About 29% of 1,538 LGBTQ members in the U.S. reported they had experienced discrimination during the […]

Pride Month is a time to recognize and lift up the LGTBQ community. And one of the best ways to support a community is by helping to fund its members’ education to have an equal chance at succeeding in their careers. We’ll walk you through some of the top college scholarships for the LGTBQ community. […]

When you know what to look for on your monthly statement, it’s easier to keep track of your finances. You’ll be able to see any purchases you’ve made, how much you owe and any rewards or credits you’ve earned. It can also help you flag potential fraud on your card if you know how to […]

Caroline Lupini didn’t just break a world record, she smashed it out of the park. In May 2021, Lupini became the first documented woman to fly a small, piston-engine aircraft to all 49 states, and with her flight instructor Chauncey Crail, also set a new record for the fastest time through the lower 48 states—a […]

When your credit card’s monthly statement arrives you have two choices: pay the bill in full by the due date or pay it off over time. The latter choice will give you a longer stretch to tackle a balance but it will add interest fees, according to the annual percentage rate (APR), on top of […]

As an owner of a fleet of vans, trucks or other vehicles, saving where you can is paramount. Fuel and maintenance costs are a top priority for drivers or owners of the fleet. Luckily, there are many options to address both of these costs and reporting can be available on a daily, weekly and monthly […]

Credit cards can be powerful tools when it comes to building a solid credit profile. A stronger credit score won’t just improve your ability to get a new card; it will also affect the rates you’ll be offered on other financial products like car loans and mortgages. With this in mind, a little preparation can […]

As the cicadas emerge from hibernation, so do we. While we haven’t been resting for 17 years, you’re forgiven for feeling as if you haven’t left the house since 2004. So many places to go, but how to choose? Help has arrived in the form of this series highlighting trips within a day’s drive of […]

It’s a question I’m getting often from my friends who know me as a miles and points aficionado: “Where can I go within a day’s drive this summer on points?” A recent study showed that 74 percent of us are planning domestic trips this summer. That said, kids younger than 12 aren’t eligible for vaccination […]

As more and more transactions move online and some brick-and-mortar stores stop taking cash for payment, having a credit card is becoming more of a necessity. But does credit card account approval require a job? The short answer is no, cardholders can get a credit card without being currently employed. The long answer, however, remains […]

Having a great credit score can have a major impact on your quality of life, but building a strong credit score can take years. Experian, one of the three credit reporting bureaus, wants to make it easier. Experian Boost is a free service that allows consumers to add additional data to their credit histories with […]

Stock sectors categorize the economy into easy-to-grasp groups. Not only do these help bystanders understand the general trajectories of parts of the economy, but they’re also invaluable in broadly diversifying your investments. By choosing stocks and funds from different industries, you curb your investment risk and set the stage for solid growth. What Are Stock […]

Ask anyone who’s not a financial advisor if they’ve ever heard of the Center for Research in Security Prices (CRSP), and you’d most likely get a blank stare. Yet nearly $2 trillion of U.S. mutual fund and exchange-traded fund (ETF) assets track CRSP indexes, including the CRSP U.S. Total Market Index, the CRSP U.S. Mid […]

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